Welcome to SAT Home Loan
Finance That Starts with Your Future, Not Just Your Loan
How can we help you today?

Rated 5 from 53 Reviews
Welcome to SAT Home Loan
Rated 5 from 53 Reviews
LD
Laura Di Iorio
Steven and Ash are more than just brokers or financial advisors, they’ve been trusted friends. Their kindness, patience, and dedication have given us the confidence to make big decisions with ease.
DI
DI IORIO The Hairdresser
Working with Steven and Ash has been superb. Their communication throughout the process was amazing, with the presentation of our options being the highlight. Everything was made clear to understand and left very little questions moving ...
AC
Acecon Concrete Admin
Ashley from Sat financial has been helping us for over 5 years, always supportive always available if we have any questions and offers the best rate and advice. Highly recommend
At SAT Home Loan, we specialise in helping Australians buy their first home, grow investment portfolios, or refinance with clarity and confidence. As a family-owned mortgage broking firm based in Parramatta, we take a personalised, long-term approach, treating every client like family and tailoring advice to your goals.
With over 25 years of combined experience in mortgage broking and financial planning, our directors Steven and Ashleigh Ton bring deep expertise and a genuine care for your financial future. We believe the right loan starts with the right plan, so we take the time to understand your full picture before recommending any solutions.
Backed by access to over 45 lenders including the big four, specialist lenders, and broker‑only products, we handle the legwork and negotiation for you. From pre-approval through to post-settlement reviews, we offer clear advice, proactive support, and holistic strategies that move you closer to your long-term financial goals.
BOOK A MEETINGOf course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.