Investment Loans
Secure the right Investment Loan to buy your first investment property or expand your property portfolio. Get help from an experienced Mortgage Broker at SAT Home Loan today!
Rated 5 from 51 Reviews
Rated 5 from 51 Reviews
Investing in property is a significant step for many Australians, and understanding investment loans is crucial. At SAT Home Loan, we specialise in helping clients from Paramatta, NSW, and all over Australia access investment loan options from banks and lenders across Australia. Whether you're buying your first investment property or expanding your investment property portfolio, our expert services ensure you have the knowledge and support to make informed decisions.
Investment loan options can vary widely, and choosing the right one involves considering several factors. One of the primary considerations is the interest rate. This can be a variable interest rate, which may fluctuate with market changes, or a fixed interest rate, providing stability with set repayments over time. Both options have their advantages, and selecting the right one depends on your financial situation and long-term goals.
Another critical aspect of investment loans is understanding lenders mortgage insurance (LMI). This insurance protects the lender if you default on the loan but not the borrower. LMI usually applies if your loan to value ratio (LVR) is above 80%, meaning you’re borrowing more than 80% of the property’s value. Being aware of this can help you plan your finances better and avoid unexpected costs when applying for an investment loan.
Your credit history plays a vital role in your investment loan application. A strong credit history can not only improve your borrowing capacity but also make you eligible for interest rate discounts. Regularly checking your bank statements and ensuring timely payments can enhance your credit profile. Additionally, banks and lenders will closely evaluate your financial situation, including income and expenses, to determine the appropriate loan amount and terms for you.
Stamp duty is another expense to consider when buying a home for investment purposes. This government tax varies by state and territory, impacting your overall budget. Understanding how stamp duty affects your investment can help in calculating investment loan repayments accurately.
The application process for an investment loan can seem complex, but at SAT Home Loan, we assist with a streamlined application process. We help you gather necessary documents, such as proof of income and existing liabilities, to simplify applying for a investment loan. Our aim is to make the investment loan application as smooth as possible, allowing you to focus on seizing opportunities in the property market.
When considering an investment property portfolio, it's important to assess how each property fits within your long-term strategy. Our team can guide you through different investment loan options, helping tailor solutions that align with your objectives. Whether you're looking for flexibility with a variable interest rate or security with a fixed interest rate, we provide the expertise to make informed choices.
As you embark on this journey of property investment, SAT Home Loan is here to support you every step of the way. By offering guidance on everything from calculating investment loan repayments to understanding the Investment Loan Interest Rate, we ensure you are equipped to make confident decisions. Contact us today to explore how we can assist in accessing the best investment loan options tailored to your needs.
Initial Consult with SAT Home Loan
Have a chat with a qualified Mortgage Broker who will understand your situation and talk you through the next steps.
Investment Loan Fact Find
Your Mortgage Broker will work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a Investment Loan.
Investment Loan Pre-Approval
Once you're approved, you can start bidding or making offers on properties you want to purchase.
Settlement
You settle on the property, your Investment Loan draws-down and you're good to go!
AC
Acecon Concrete Admin
Ashley from Sat financial has been helping us for over 5 years, always supportive always available if we have any questions and offers the best rate and advice. Highly recommend
JD
Jamie Duong
Ashleigh is fantastic to work with, always responsive, works around the clock and provides tailored financial advice. She has helped me with all my investment property purchases and estate planning over the past 8 years and I am looking forward to working with her for a long time!
TB
Tommy Brennan
Ashleigh was fantastic to deal with and helped us through the finance process on a very tight timeframe. Highly recommend
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.
SAT Home Loan Pty Ltd ABN: 68 646 473 243. Credit Representative #406309 is authorised under Australian Credit License #389328.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
SAT Home Loan Pty Ltd acknowledges the Dharug people who are the traditional custodians of the land of Parramatta. SAT pays respect to the elders past and present of the Dharug nation and extends that respect to other Aboriginal people visiting this site.