Our Team

We believe that every Australian has the RIGHT to financial security.

Rated 5 from 51 Reviews

Team Member

Ashleigh Ton

DIRECTOR, FINANCIAL PLANNER, MORTGAGE BROKER

With nearly 20 years of experience, Ashleigh is a dual-qualified broker and financial planner who specialises in personalised lending and investment strategies.

She helps individuals, families, and businesses structure their finances for long-term growth, combining practical insight with strategic financial planning to deliver advice that’s both effective and empowering.

Team Member

Steven Ton

DIRECTOR, MORTGAGE BROKER, FINANCIAL STRATEGIST

Steven brings over a decade of experience in mortgage broking and financial strategy, offering tailored lending solutions that align with long-term wealth goals.

With expertise in residential, investment, and complex lending structures, he supports clients from first-home buyers to seasoned investors. His dual background in finance and strategic planning allows him to provide holistic advice that drives results with confidence.

Team Member

Chhivkoun Koeu

LOAN APPLICATION SPECIALIST

Chhiv is a detail-driven Loan Application Specialist who ensures every client experience runs smoothly from start to finish. She manages loan submissions, documentation, and lender communication with precision and care, making the finance process simple, efficient, and stress-free for clients and brokers alike.

Ready to chat with our team at SAT Home Loan?

Reviews for SAT Home Loan

AC

Acecon Concrete Admin

Ashley from Sat financial has been helping us for over 5 years, always supportive always available if we have any questions and offers the best rate and advice. Highly recommend

JD

Jamie Duong

Ashleigh is fantastic to work with, always responsive, works around the clock and provides tailored financial advice. She has helped me with all my investment property purchases and estate planning over the past 8 years and I am looking forward to working with her for a long time!

TB

Tommy Brennan

Ashleigh was fantastic to deal with and helped us through the finance process on a very tight timeframe. Highly recommend

SAT Lender Accreditations

Frequently Asked Questions

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

Ready to get Started?

Book a chat with a Mortgage Broker at SAT Home Loan today.