Our Team
We believe that every Australian has the RIGHT to financial security.
Rated 5 from 70 Reviews
Rated 5 from 70 Reviews
Ashleigh and Steven Ton are more than mortgage brokers, they’re trusted partners in your long-term financial journey. With nearly 30 years of combined experience in both mortgage broking and financial planning, they offer tailored guidance that goes beyond just getting a loan.
Their calm, approachable style helps clients feel supported from the start. They take the time to understand your goals, explain everything in plain language, and deliver practical, strategic advice aligned with your future, not just the next purchase.
At SAT, the focus begins with your big picture, because the right loan starts with the right plan.
DIRECTOR, FINANCIAL PLANNER, MORTGAGE BROKER
With nearly 20 years of experience, Ashleigh is a dual-qualified broker and financial planner who specialises in personalised lending and investment strategies.
She helps individuals, families, and businesses structure their finances for long-term growth, combining practical insight with strategic financial planning to deliver advice that’s both effective and empowering.
DIRECTOR, MORTGAGE BROKER, FINANCIAL STRATEGIST
Steven brings over a decade of experience in mortgage broking and financial strategy, offering tailored lending solutions that align with long-term wealth goals.
With expertise in residential, investment, and complex lending structures, he supports clients from first-home buyers to seasoned investors. His dual background in finance and strategic planning allows him to provide holistic advice that drives results with confidence.
LOAN APPLICATION SPECIALIST
Chhiv is a detail-driven Loan Application Specialist who ensures every client experience runs smoothly from start to finish. She manages loan submissions, documentation, and lender communication with precision and care, making the finance process simple, efficient, and stress-free for clients and brokers alike.
HM
Humira Mirza
Steven is incredibly responsive and professional- we have thoroughly enjoyed working with him and truly appreciate the above and beyond service.
WT
William Tao
Our heartfelt thanks and gratitude go to Ashleigh and Steven, for not only helping us buy our dream family home, but for setting us on a path to financial security. We were torn between a need to upsize, and the desire to enter the investment market. Ashleigh's comprehensive review of our financial situation, and subsequent guidance, helped us achieve both! We love their refreshing approach to communication and scheduling, working around our busy lifestyles as parents and full time workers. We have been to mortgage brokers before, but no-one comes close to the care and genuine approach of the team at SAT. They were able to maximise use of our equity, whilst allowing us to maintain a good lifestyle. They show a lot of care and pride in their work, are very responsive to enquiries, and you won't feel like just another number or loan to them. If you're reading this, you're likely to have been thinking along the same lines too. We highly recommend you reach out to SAT, and give them a go.
SB
Shaun Bennett
Steven was fantastic to work with. He pushed hard to get our refinance approved within a tight deadline and made the whole process straightforward. His advice was on point and kept us informed every step of the way. Highly recommended.
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.
SAT Home Loan Pty Ltd ABN: 68 646 473 243. Credit Representative #406309 is authorised under Australian Credit License #389328.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
SAT Home Loan Pty Ltd acknowledges the Dharug people who are the traditional custodians of the land of Parramatta. SAT pays respect to the elders past and present of the Dharug nation and extends that respect to other Aboriginal people visiting this site.