Our Team
We believe that every Australian has the RIGHT to financial security.
Rated 5 from 60 Reviews
Rated 5 from 60 Reviews
Ashleigh and Steven Ton are more than mortgage brokers, they’re trusted partners in your long-term financial journey. With nearly 30 years of combined experience in both mortgage broking and financial planning, they offer tailored guidance that goes beyond just getting a loan.
Their calm, approachable style helps clients feel supported from the start. They take the time to understand your goals, explain everything in plain language, and deliver practical, strategic advice aligned with your future, not just the next purchase.
At SAT, the focus begins with your big picture, because the right loan starts with the right plan.
DIRECTOR, FINANCIAL PLANNER, MORTGAGE BROKER
With nearly 20 years of experience, Ashleigh is a dual-qualified broker and financial planner who specialises in personalised lending and investment strategies.
She helps individuals, families, and businesses structure their finances for long-term growth, combining practical insight with strategic financial planning to deliver advice that’s both effective and empowering.
DIRECTOR, MORTGAGE BROKER, FINANCIAL STRATEGIST
Steven brings over a decade of experience in mortgage broking and financial strategy, offering tailored lending solutions that align with long-term wealth goals.
With expertise in residential, investment, and complex lending structures, he supports clients from first-home buyers to seasoned investors. His dual background in finance and strategic planning allows him to provide holistic advice that drives results with confidence.
LOAN APPLICATION SPECIALIST
Chhiv is a detail-driven Loan Application Specialist who ensures every client experience runs smoothly from start to finish. She manages loan submissions, documentation, and lender communication with precision and care, making the finance process simple, efficient, and stress-free for clients and brokers alike.
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Jenny Nguyen
Steven helped us with purchasing our future family home and I cannot recommend him enough. The level of detail and attention he gives is truly exceptional. He goes above and beyond to make sure everything is understood, every option is explained, and every step feels supported. Hands down the best broker I’ve ever worked with. If you’re looking for someone trustworthy, dedicated, and absolutely committed to helping you reach your goals, Steven is the one!
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Tom Luu
SAT has been fantastic to work with and helped me bought the property I want. Ashleigh and her team are very knowledgeable and responsive, they have guided me through multiple hurdles and delivered results. Highly recommended!
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chau vo
Ash and Steven always go above and beyond and have helped us secure multiple investment properties. They’re easy to talk to, they both care a lot about their work (and they have a deep understanding of all the ins and outs), and have helped us find a lot more financial freedom and flexibility. We have been working with them for years and will continue to do so for many more !!
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.
SAT Home Loan Pty Ltd ABN: 68 646 473 243. Credit Representative #406309 is authorised under Australian Credit License #389328.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
SAT Home Loan Pty Ltd acknowledges the Dharug people who are the traditional custodians of the land of Parramatta. SAT pays respect to the elders past and present of the Dharug nation and extends that respect to other Aboriginal people visiting this site.