Our Team
Steven Ton
DIRECTOR, MORTGAGE BROKER, FINANCIAL STRATEGIST AT SAT HOME LOAN
Our Team
With over a decade of experience in finance, mortgage broking, and strategic wealth advice, Steven brings deep industry knowledge and a results-driven approach to every client relationship. As a qualified mortgage broker and trusted financial strategist, he specialises in delivering tailored lending solutions for individuals, families, and businesses across a wide range of structures — from first-home buyers to seasoned property investors and SMSFs.
Steven is recognised for his ability to align lending strategy with long-term financial goals, ensuring each loan is not just a transaction, but a powerful step toward wealth creation. His unique dual background in both mortgage broking and financial planning allows him to provide holistic, forward-thinking advice that considers tax implications, asset protection, and future growth opportunities.
Whether you’re navigating a complex investment purchase, restructuring existing loans, or building a multi-property portfolio, Steven applies proven strategy, meticulous attention to detail, and client-first thinking to help you succeed.
MM
Mohit Mittal
Absolutely outstanding service from Steven. He helped me refinance my home loan with a higher property valuation with one of the big 4 banks, making the whole process smooth and stress‑free. ...
SB
Shaun Bennett
Steven was fantastic to work with. He pushed hard to get our refinance approved within a tight deadline and made the whole process straightforward. His advice was on point and kept us informed every step of the way. Highly recommended.
JH
Jett Hele
I’m not sure where to even begin with SAT. I have been recommended to Steven by a good friend to purchase my first property and it has been the best recommendation I’ve ever come across. ...
Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.
We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.
Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.
We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.
We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.
All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.
SAT Home Loan Pty Ltd ABN: 68 646 473 243. Credit Representative #406309 is authorised under Australian Credit License #389328.
Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.
SAT Home Loan Pty Ltd acknowledges the Dharug people who are the traditional custodians of the land of Parramatta. SAT pays respect to the elders past and present of the Dharug nation and extends that respect to other Aboriginal people visiting this site.