Our Team

Steven Ton

DIRECTOR, MORTGAGE BROKER, FINANCIAL STRATEGIST AT SAT HOME LOAN

steve@sathomeloan.com.au

0430 931 148

SAT Home Loan

Steven Ton is a Mortgage Broker at SAT Home Loan

With over a decade of experience in finance, mortgage broking, and strategic wealth advice, Steven brings deep industry knowledge and a results-driven approach to every client relationship. As a qualified mortgage broker and trusted financial strategist, he specialises in delivering tailored lending solutions for individuals, families, and businesses across a wide range of structures — from first-home buyers to seasoned property investors and SMSFs.

Steven is recognised for his ability to align lending strategy with long-term financial goals, ensuring each loan is not just a transaction, but a powerful step toward wealth creation. His unique dual background in both mortgage broking and financial planning allows him to provide holistic, forward-thinking advice that considers tax implications, asset protection, and future growth opportunities.

Whether you’re navigating a complex investment purchase, restructuring existing loans, or building a multi-property portfolio, Steven applies proven strategy, meticulous attention to detail, and client-first thinking to help you succeed.

SAT Lender Accreditations

Ready to chat to our Team?

Reviews for SAT Home Loan

AC

Acecon Concrete Admin

Ashley from Sat financial has been helping us for over 5 years, always supportive always available if we have any questions and offers the best rate and advice. Highly recommend

JD

Jamie Duong

Ashleigh is fantastic to work with, always responsive, works around the clock and provides tailored financial advice. She has helped me with all my investment property purchases and estate planning over the past 8 years and I am looking forward to working with her for a long time!

TB

Tommy Brennan

Ashleigh was fantastic to deal with and helped us through the finance process on a very tight timeframe. Highly recommend

Frequently Asked Questions

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Finance Brokers Association of Australasia. They are extremely professional and provide exceptional service across a range of lending options.

Ready to get started?